Introduction
Along with technological innovation and advancement, comes with it a double package deal on crimes. Unfortunately, Crimes come in all sizes and shapes, and there is no one Crime insurance policy that fits all. However, you can mitigate your risk from unforeseen events that may affect your business operations with the right business insurance solutions. By analyzing your business operations, and your risks based on your industry and risk exposure, our team will propose and recommend the best solutions from different coverage and insurers to meet your actual needs. We protect you because we know financial loss is not the only impact of the crime. When it happens, we are there to help retain thwarted customers, revive a damaged brand, boost employee morale, and carry out operation reviews.
What does the product cover?
With the numbers on crime and fraud increasing, it can have a significant destabilising effect on business. Hence, you have to ensure that your protection and coverage include:
- Internal crime
- Fraud committed by employees – Employee crime cover
- External crime
- Fraud committed by third parties on:
- Computer crime
- Cheque Forgery
- Counterfeit
- Fraudulent alteration
- Theft
- Corporate card fraud
- Funds transfer fraud
- Imitation fraud
- Loss of money, securities or property
- Fraud committed by third parties on:
- Social Engineering Cover
- This is a modern crime that takes advantage of the increasing reliance on technology. An example of such a crime is a criminal manipulating an employee to make a payment from your company into an offshore account. Most policies do not cover this as the transaction is considered legitimate for the banks except for us.
- Automatic cover for new subsidiaries and associated companies
- Automatic run-off for subsidiaries or associated companies sold during the coverage period.
Leave the risks to us, so you can focus on bringing your business to greater heights. We will take care of the risks for you. Book an appointment with us to put together a comprehensive solution for you.