Introduction
Our pets are precious members of the family that we love unconditionally. This precious bond with your pet makes you want to protect your royal companion from the pain and suffering of old age, illness and accidents without a worry about costs. Today, you can enjoy a Pet policy with a comprehensive protection plan against accidents and illness for your little companion with a low starting premium. The Pet insurance plan goes beyond the basics and ensures that your pet has the best in life provided for.
What does the product cover?
Our pets can get sick or injured, and treatments can sometimes cost a lot of money. Even if your dog or cat is healthy, your pet may get into trouble now and then due to a bit of mischief, and medical treatment is needed. The primary purpose of a pet insurance plan is to help you pay for the hefty medical bills. As you review the plans available in the market for your pets, take note of co-insurance and deductibles attached to them. Co-insurance refers to the portion you have to pay when making a claim. So, if your co-insurance is 20% and your claimable bills come up to be $2,000, you have to pay $400. Similarly, deductibles are also borne by you. It is the fixed portion of the claim you must shoulder, before co-insurance, if any. Co-insurance and deductibles affect how much out-of-pocket costs you have to bear, which in turn, affects the value that you are getting out of your pet insurance plan.
For pre-existing conditions most plans do not cover them. A pre-existing condition is a health condition that your pet already has before the insurance starts or gets during the waiting period.
Most Pet Insurance Plans cover the following:
- Accidental death & injury
- Non-surgery-related treatment
- Surgery-related treatment
- Room and board fees
- Post-surgery treatment
- Specific diseases, such as cancer treatment
- Third-party liability
- Theft
- Final expenses
Have a chat with our Financial Advisers on how our Pets Insurance Plan keeps your pet safe and well, as well as helps you with unexpected hefty medical bills.
Help with Your Vet Bills
In the event of an accident and treatment is needed within 30 days, the Plan will reimburse an amount specified in the plan for incurred medical expenses so you can focus on finding the best care for your pet and ensure that it recovers quickly.
Loosing Your Little Companion
In situations where your pet passes away due to an accident or is stolen from your home, the Plan helps to cover the expenses needed to deal with the situation. Cremation and/or burial fees will be reimbursed due to an accident so that you can have a fitting send-off for your little companion. In the event of dog theft and your dog is not found within 28 days after being reported to the police, you will get a compensation amount or your pet’s purchased price, whichever is lower.
Third-Party Liability Protection
There may be times when your pet gets into mischief and misbehave leaving you legally liable for damages, such as attacking someone or causing property damage. Your Pet Insurance Plan will provide coverage up to S$500,000 or S$1 million to help take care of the situation.
Our Partners
PromiseLand works with Partners in the industry to bring the best solutions to the table for our customers. With a selection of carefully designed insurance plans, we ensure that your needs are met. To find out more about the plans below, speak to your Financial Adviser, explore our Financial Calculator, or book an appointment to discuss your needs with us today.
Liberty Insurance Pte Ltd
Income Insurance Limited
Journeying with You
Journeying through some challenges in life can be tough and we know. We make sure that every step of the way, we are there to help you.
Andrew Han
Abe Fumika
Esther Lee
Wong Hoe Hon
Dicky Ho
Satyajit RK
Felix Setiawan
Joel Rodrigues
Klaire Chan
Jackie
Tan Jia Jun
Henry Koo
Alan Koo
Jenny
Hannah
Eric Elsig Fabian
Yew Chi Sing